Microinsurance in India is at a crucial juncture. Poised for new regulatory regime in one side and pressurised to perform on profitability expectations on others, the microinsurance sector may soon witness innovations of different kinds in India. Premasis Mukherjee of MicroSave and Rosalind Piggot discusses the issues with Indian microinsurance sector in reference to Securing the Silent, the sector study on microinsurance in India.