The IFN discusses some of the main findings from the costing study done on 4 BCNMs in India. As part of the costing exercise, we reviewed BCNMs using different technological models (computer-enabled kiosks, mobiles and POS machines) to conduct banking transactions and assessed their cost structure. For BCAs also we considered different technological models with special focus on rural and urban agents.The note discusses how some of the lessons learnt from the study can be used to develop a sustainable delivery model to offer financial services to the financially underserved population in India.
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