Manoj K Sharma is MicroSave’s Director - Asia and a development finance and SME specialist with over 24 years of experience in Afghanistan, Bangladesh, India, Indonesia, Italy, Kenya, Lao PDR, Nepal, the Philippines, Papua New Guinea, Sri Lanka, Myanmar, Sweden and Vietnam. Manoj oversees the MFI Development & Support; Value Chains Financing & Development; SME; Environment Financing and Capital Advisory Services Practice Groups at MicroSave. In MicroSave, he leads downscaling projects for commercial banks developing sustainable savings products for small entrepreneurs and clients and building institutional capacity in MFIs. He played a key role in mainstreaming loan portfolio audits in MFIs as a tool for banks to assess lending and investment decisions, and led the preparation of an organisational development toolkit for financial institutions and a business lending toolkit. Manoj has played a leading role in MicroSave’s digital financial services domain, supporting strategy development and agent network management for a variety of banks in India, Philippines and Papua New Guinea. His areas of interest include assistance to start-up microfinance institutions, product development, market research and urban microfinance.